I’ve had an on again, off again thing with budgets. But when I’ve used them, my financial situation always improved. Of course, what ends up happening is that I get lazy, stop making time to review my budget, and fall back into just sort of winging it with my finances. While I don’t start spending like a high roller, I’ve noticed that when I’m not following a  budget, my financial situation stagnates and doesn’t improve.

Day 16
Wish i could say some thing more to the point, but the above quote states it better than i could ever put it.

I have been using Mint for a while and do find it a great program to use.